Applied Data Finance is a US based, web-enabled consumer finance company that utilizes advanced data science to better model and measure the credit risk of non-prime borrowers. Its India office at Chennai (ADF Data Science Pv.t Ltd.) has 440 employees, comprising functions, such as Data Science, Data Engineering and Model implementation, Data Warehousing and Business Intelligence, Quality & Testing, Operations, Compliance, Process and Project Management, Finance & Accounts, Business Analysis and Technical Documentation.